Estate and Legacy Planning
At Pinnacle, we understand that planning for the future of your estate and legacy is one of the most important steps you can take to secure your family’s future and preserve your wealth. Whether you’re seeking to ease potential tax burdens, ensure your wishes are honoured, or support causes close to your heart, our tailored advice can guide you every step of the way.
Why Estate and Legacy Planning is Essential
In the UK, many individuals are unaware of the complexities surrounding estate planning. Without the right advice, your loved ones could face unnecessary stress, delays, and unexpected costs. Here are the key areas where expert guidance can make all the difference:
Inheritance Tax (IHT) Planning
An inheritance tax liability can significantly reduce the value of your estate and can often force beneficiaries to make knee-jerk decisions in the urgency to complete probate.
Careful planning, such as utilising allowances, exemptions, and Trusts, can help reduce this burden, ensuring more of your wealth goes to your loved ones.
Wills and Succession Planning
A professionally drafted Will ensures your assets are distributed according to your wishes. We’ll help you navigate legal considerations, update your Will as circumstances change, and make provisions for complex family situations, such as blended families or business ownership.
Trusts and Gifting Strategies
Trusts and lifetime gifting are effective tools to protect your assets and pass on wealth tax-efficiently. We can advise on setting up and managing Trusts to safeguard your estate and provide for your family’s future.
Planning for Later Life
Preparing for the possibility of diminished capacity is an essential part of legacy planning. We can guide you in the importance of appointing Powers of Attorney, ensuring trusted individuals can make decisions on your behalf if needed.
Charitable Giving
For those who wish to leave a philanthropic legacy, the team can assist with structuring charitable donations, whether through your Will, establishing a foundation, or other means, to ensure your generosity has a lasting impact.
International Considerations
If you have assets abroad or family living overseas, estate planning becomes more complex. Our expertise and those of our professional partners can help navigate cross-border inheritance laws and tax rules to protect your global wealth.
Take Control of Your Legacy
Your estate is more than just finances—it’s your legacy. Your Adviser will help you find peace of mind from knowing your affairs are in order and your loved ones are taken care of.
At Pinnacle, our approach to estate and legacy planning is holistic and personalised. Working closely with you and, where necessary, third parties, we’ll develop a strategy that reflects your values and goals while adapting to changes in tax laws and personal circumstances.
Contact us today to schedule a consultation and take the first step toward securing your family’s future.
The levels and bases of taxation and reliefs from taxation can change at any time and are dependent on individual circumstances.
Advice relating to Trusts, Wills and LPAs necessitate the referral to a service that is separate and distinct to those offered by St. James’s Place. Trusts, Wills and Powers of Attorney are not regulated by the Financial Conduct Authority.
Arrange a consultation
Explore what wealth means to you.